GOAT Insurance Partners

Insights from GOAT Insurance Partners

Practical strategy on employee benefits, payroll tax reduction, and enhanced benefit programs for Florida employers and broker partners.

For Agents  ·  Licensed Insurance Agents
You Got Good at This. Now Get Everything It’s Worth.
You hit your stride — and started thinking bigger. Own your book, get paid five ways on every group, and walk in with an offer no one else is carrying.
For Agents  ·  Licensed Voluntary Benefits Agents
You Built the Book. Start Owning It.
Licensed voluntary benefits agents: they can call you an owner all day long — but if you don’t own the book, you own nothing. The case for going independent and owning what you build.
Employee Benefits  ·  Group Benefits Strategy
What Employees Actually Want in 2026
Spoiler: it’s not just health insurance. Here’s what employees say they actually want — and what the data says it costs to lose them when you don’t deliver it.
Employee Benefits  ·  Voluntary Coverage
The Coverage Layer Your Health Plan Is Missing
A high deductible can leave your team exposed when something goes wrong. Here’s the small coverage layer that closes the gap — and makes it survivable.
Group Health Insurance  ·  ICHRA
ICHRA: A Smarter Way for Florida Employers to Offer Health Coverage in 2026
An ICHRA can be a smart fit for the right company — and the wrong move for others. Here’s a straight-talk look at where it fits, and where a group or level-funded plan still wins.
Employer Strategy  ·  Health Plan Design
Level-Funded Health Plans: A Smarter Way to Buy Group Health Insurance
From 7% to 37% adoption among small employers in six years — here’s what the shift means and why more Florida businesses are making the move.